Post Office Se Loan Kaise Le 2024 You can apply for a personal loan online from home through the post office. Friends, sometimes we suddenly need money and we do not have money, in such a situation we need to take a loan.
Loan Amount & Interest
Loan Amount: You can apply for a loan ranging from ₹50,000 to ₹40 lakh.
Interest Rate: IPPB offers competitive interest rates, but it varies based on your profile, loan amount, and tenure.
Eligibility Criteria Post Office Se Loan Kaise Le 2024
- You must have a savings account with the Post Office Bank.
- You should have an FD (Fixed Deposit), RD (Recurring Deposit), or EPF (Employee Provident Fund) account.
- The minimum age to apply is 21 years.
- You must be a resident of India.
- Your mobile number should be linked with your Aadhaar card.
- You must have all the required documents.
Phone Pe Se Loan Kaise Le : sirf 5 minuts mai ₹10,000 to ₹15 lakhs.
Documents Required
- Aadhaar Card
- PAN Card
- Post Office Savings Account Passbook
- FD/EPF Passbook
- Residence Certificate (Proof of address)
- Bank Account Passbook
- Mobile Number and Email ID
- Passport Size Photos
- Current Address Proof
Application Process (Online)
Visit the official website of India Post Payment Bank or use their mobile app.
Login or register with your account details.
Select the ‘Personal Loan’ option.
Fill in the required details like loan amount, tenure, etc.
Upload the necessary documents (Aadhaar, PAN, bank passbook, etc.).
Submit the application for verification.
Once verified, the loan amount will be credited to your bank account in 5-10 minutes.
Application Process (Offline) Post Office Se Loan Kaise Le 2024
- Visit your nearest Post Office that offers India Post Payment Bank services.
- Fill out the loan application form.
- Submit the required documents along with the form.
- After verification, the loan amount will be transferred to your bank account.
