Aadhaar card loan kaise le sirf 10 minit mai apke account mai

Aadhaar card personal loan is a convenient and quick way to get a loan from the comfort of your home with fewer documentation. This loan is helpful for people who need money immediately. Here are the key points on how you can get a personal loan using your Aadhaar card:

Aadhaar card loan kaise le mobile se

  • Fewer documents: Only Aadhaar card, PAN card, and bank account are required.
  • Online application: No need to visit the bank, the loan process is completed online.
  • Quick process: The loan is credited to the bank account immediately after KYC.
  • Unsecured loan: You do not need to pledge any property.

Documents required to get a loan:

  • Aadhaar card
  • PAN card
  • Salary slip or bank statement (income proof)
  • Bank passbook

SBI will provide loan up to Rs 25 lakh for business, check details

Eligibility criteria:

  • The applicant must be at least 18 years of age.
  • Must be an Indian citizen.
  • Aadhaar card and mobile number must be linked.
  • Must have a good credit score.

Application process: Aadhaar card loan kaise le

  • Visit the bank’s website or download a finance app.
  • Fill the online form by providing Aadhaar and PAN number.
  • If your Aadhaar and PAN are linked with the bank, you will not have to provide additional documents.
  • After verification, the loan amount will be credited to your bank account.

Interest rate and charges: Aadhaar card loan kaise le 

  • Interest rate: Depends on the loan lending company. Usually, it is higher than a normal loan.
  • Other charges: Processing charge, pre-payment charge and penalty for late payment may also be levied.
  • While taking a personal loan with Aadhaar card, keep in mind that it should be taken only in times of emergency as the interest rate may be high.

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