HDFC personal loan apply online without documents 2025

In today’s world of rising expenses, everyone encounters the need for extra funds at some point. If borrowing money from friends or family is not an option, applying for a personal loan from HDFC Bank can be a smart choice. HDFC Bank offers personal loans with minimal documentation, making the process simple and quick.

HDFC Bank Personal Loan Benefits

Flexible Usage: Use the loan for any personal needs, such as medical emergencies, home renovations, education, weddings, or shopping.
Loan Amount: Avail a loan ranging from ₹50,000 to ₹40 lakhs.
Loan Tenure: Repay the loan over a flexible tenure of up to 5 years.
Quick Approval: Existing customers can get pre-approved loans within 10 seconds, while others can avail loans within 4 hours.
Online Application: Apply seamlessly via the bank’s official website or net banking.

HDFC Bank Personal Loan Types

Marriage Loan
Gold Loan
Travel Loan
Salary Loan
Balance Transfer Loan
Express Personal Loan

Eligibility Criteria For Personal Loan

The applicant must be a resident of India.
Age: 21 to 58 years.
CIBIL Score: 720 or above.
Minimum monthly income: ₹20,000.
Active bank account and complete KYC documents are mandatory.

Required Documents

Aadhaar Card
PAN Card
Income Proof
Last 6 months’ bank statements
Passport-size photograph
Mobile number

HDFC personal loan apply online without documents 2025

Visit the HDFC Bank official website.
Select the “Personal Loan” option on the homepage.
Click on “Apply Now.”
Fill in the application form with accurate details.
Upload scanned copies of the required documents.
Set up an e-mandate for loan repayment.
Submit the application form.

Interest Rates and Charges

Interest Rate: Starts from 11.5% to 21% per annum (based on the applicant’s CIBIL score and other factors).
Processing Fee: 3% of the loan amount.
Late Payment Fee: 2% of the overdue amount.
EMI Bounce Fee: ₹500 per instance.
Pre-Payment Fee: 3% of the loan amount.

Customer Care Support

If you face any issues during the application or repayment process, you can contact HDFC Bank’s customer service for assistance:
Customer Care Number: 1800 1600

Conclusion

HDFC Bank Personal Loan is a reliable, fast, and convenient financial solution tailored to meet diverse needs. With minimal documentation and attractive interest rates, it’s the perfect choice for managing your financial requirements.