ICICI Bank Personal Loan Overview ICICI Bank offers personal loans with a streamlined process, making it easier for customers to access funds for personal, business, educational, or other financial needs. Their digital platform minimizes documentation and speeds up disbursal, providing convenience to eligible customers. ICICI Bank Personal Loan 2025.
Key Features & Benefits of ICICI Bank Personal Loan
- Loan Amount: Up to ₹50 lakh.
- Repayment Tenure: 1 year to 6 years.
- Interest Rate: 12% – 30% per annum, depending on factors like CIBIL score, job profile, and income.
- Processing Fee: Up to 1% of the loan amount.
- Instant Loans: Select customers can avail of instant loans.
Documents Required ICICI Bank Personal Loan 2025
- Identity Proof: Aadhaar Card, PAN Card, Voter ID.
- Address Proof: Ration Card, Aadhaar Card.
Eligibility Criteria ICICI Bank Personal Loan 2025
- Age:
- Minimum: 21 years.
- Maximum at loan maturity: 60 years.
- Employment:
- Salaried individuals from government or private sector.
- Professionals like doctors.
- Income: Minimum net monthly income: ₹25,000.
How to Apply Online for ICICI Bank Personal Loan
- Visit the Official Website: Go to ICICI Bank official website.
