PhonePe Personal Loan Overview (2025) PhonePe now offers a personal loan facility ranging from ₹10,000 to ₹5 lakhs. Loans are facilitated through partner apps, with the amount credited to your account in just 2 minutes, subject to approval. For certain users, loans up to ₹15 lakhs may be available.
Phonepe Se Loan Kaise Milta Hai 2025 Key Features
- Loan Amount: ₹10,000 – ₹5,00,000 (up to ₹15,00,000 for select users).
- Interest Rate: Varies by the partner app (e.g., Money View offers 16%-39%).
- Repayment Tenure: Up to 60 months (5 years).
Phonepe Se Loan Kaise Milta Hai 2025 Eligibility:
- Indian citizenship.
- Minimum age: 21 years.
- Monthly income: ₹25,000 or more.
- CIBIL score: 650 or higher.
- KYC documents must be available.
Phonepe Se Loan Kaise Milta Hai 2025 Documents Required
- Aadhaar Card.
- PAN Card.
- Income Certificate.
- Residence Proof.
- Bank Account Details.
- Passport-size Photo.
- Active Mobile Number.
- Application Process
- Download & Install:
Open Google Play Store.
- Search and install the PhonePe Business App.
Set Up Account:
Open the app and enter your personal and bank details.
Update the app if already installed.
Phonepe Se Loan Kaise Milta Hai 2025 Apply for Loan:
- Navigate to the dashboard.
- Click on “GET LOAN”.
- Select a loan offer that suits your requirements.
Phonepe Se Loan Kaise Milta Hai 2025 Complete Documentation:
- Upload required documents.
- Agree to the terms and conditions.
- Approval & Disbursement:
Upon approval, the loan amount will be credited directly to your account.
