If you need urgent financial assistance and wish to avail of an instant personal loan from the comfort of your home, RAM FINCORP is the perfect solution. Offering loans with minimal documentation and a completely online, paperless process, RAM FINCORP ensures a seamless experience for its customers.
What is RAM FINCORP Personal Loan?
RAM FINCORP is a Non-Banking Financial Company (NBFC) that provides personal loans ranging from ₹5,000 to ₹2,00,000. These loans can be used for various personal needs such as emergency medical expenses, education fees, shopping, bill payments, or any other financial requirements.
Interest Rates for RAM FINCORP Personal Loans
RAM FINCORP offers personal loans at attractive interest rates, ranging from 12% to 36% annually. The exact interest rate depends on factors such as the applicant’s credit score and annual income.
Features and Benefits of RAM FINCORP Personal Loan
- Minimal Documentation: Get a loan with minimal paperwork.
- 100% Paperless Process: Apply for a loan online from the comfort of your home.
- 24×7 Availability: Apply for a personal loan anytime, anywhere.
- No Collateral Needed: No guarantee or security deposit is required.
Eligibility Criteria for RAM FINCORP Personal Loan
- The applicant must be an Indian citizen.
- The age should be between 21 to 58 years.
- The applicant must be employed with a government or private organization.
- Monthly income should be ₹10,000 or more.
- The applicant should not have any past loan defaults.
- An active bank account is mandatory.
Documents Required for RAM FINCORP Personal Loan
- Aadhaar Card
- PAN Card
- Income Proof
- Last 3 months’ salary slips
- Last 6 months’ bank statement
- Passport-sized photograph
- Registered mobile number
How to Apply for a RAM FINCORP Personal Loan?
Follow these simple steps:
- Download the RAM FINCORP Loan App from the Google Play Store and install it on your smartphone.
- Open the app and click on the “Get Started” button.
- Enter your Aadhaar-linked mobile number for OTP verification.
- Fill in your basic details, such as name, address, date of birth, PAN card number, and Aadhaar card number.
- Complete your KYC by verifying your Aadhaar-linked mobile number via OTP.
- Specify the reason for the loan as per your requirement.
- Fill out the application form with accurate details.
- Provide references of two known individuals.
- Enter your bank account number and IFSC code for loan disbursement.
- Set up e-NACH for loan repayment and submit the application form.
Once your application is submitted, RAM FINCORP will verify your details. Upon approval, the loan amount will be directly credited to your bank account.
