RBI approved Aadhar card loan app: Do you know that if you have your Aadhar card then you can easily take a loan, you only have to do KYC, today many such loan apps have come which are recognized by RBI and give you a safe loan easily,
To take a loan from these loan apps, you do not need to make any extra payment or run anywhere to take loan, these Aadhar card loan apps can be used by all Indians, no matter what profession they are in, whether they are women or men, everyone gets a loan here.
RBI approved Aadhar card loan app (Overview)
| Loan app name | Loan amount (in Rs.) | Type of loan | Rate of Interest (in %) | Rating (in stars) |
|---|---|---|---|---|
| IND Money Loan App | 1,000 – 5,00,000 | personal loan | 12-24 | 4.2 |
| FlexPay Loan App | 1,000 – 2,00,000 | Short Term Loans | 18-30 | 4.0 |
| Moneyview Loan App | 10,000 – 10,00,000 | personal loan | 16-60 | 4.3 |
| Upward Loan App | 10,000 – 2,00,000 | personal loan | 20-36 | 4.1 |
| zapmoney loan app | 5,000 – 1,00,000 | personal loan | 25-35 | 4.0 |
| bajaj finserv loan app | 30,000 – 25,00,000 | Personal/Business Loan | 12-20 | 4.5 |
| freecharge loan app | 1,000 – 100,000 | Short Term Loans | 20-30 | 3.9 |
| IIBL Loan App | 10,000 – 2,00,000 | personal loan | 18-26 | 4.1 |
| Vyom by BOI App | 10,000 – 10,00,000 | personal loan | 10-22 | 4.3 |
| LoanTap Loan App | 20,000 – 10,00,000 | Personal/Business Loan | 15-24 | 4.2 |
| flipkart pay later | 500 – 1,00,000 | Short Term Loans | 0-24 | 4.3 |
| zip loan app | 1,000 – 5,00,000 | personal loan | 18-28 | 4.0 |
| free loan app | 1,000 – 50,000 | Short Term Loans | 20-30 | 3.8 |
| Bueno Loan App | 10,000 – 2,00,000 | personal loan | 18-26 | 4.0 |
| Cholavan Loan App | 5,000 – 1,00,000 | Short Term Loans | 22-28 | 4.1 |
| Lazypay Loan App | 1,000 – 5,00,000 | personal loan | 20-32 | 4.2 |
This table contains the information you have asked for. If you need more information about a specific loan app, please let us know.
RBI approved Aadhar card loan app Benefits|Benefits of loan from RBI approved Aadhar card loan app
- You get loan from these loan apps on minimum documents i.e. mostly you get this loan on Aadhaar and PAN card
- Here you can get a loan of Rs 1000 to Rs 5 lakh and you get a repayment period of up to 60 months.
- You will not need to go anywhere to get a loan, you just have to do KYC and you can easily get a loan here
- To avail loan from these Aadhar Card Loan Apps, you do not need to pay any additional amount like joining fees, annual fees, etc.
- All Indians can take loans from these loan apps for any of their needs, irrespective of their profession
- If you suddenly need money, you can easily get a loan here
- The most important thing is that you will not need to provide any guarantee or security to take a loan from these loan apps.
These are some of the special benefits that you get to see while taking a loan from RBI approved Aadhar card loan app , but still take the loan with complete information so that you can get better results.
RBI approved Aadhar card loan app Interest & fees|RBI approved Aadhar card loan app Interest & fees
- Interest – The interest you will need to pay for a loan from these loan apps ranges from 12% to 36%
- Processing: You get 10% of the loan amount or up to Rs 10,000 if the loan is big
- Additional Charges: No additional charges before or after the loan
- Penalty: For not repaying the loan on time
- GST: You will need to pay 18% GST on all loans
RBI approved Aadhar card loan app eligibility|Eligibility for loan from RBI approved Aadhar card loan app
The following eligibility criteria are required to avail a loan from a loan app:
- The age of the applicant should be between 21-60 years.
- Must be a permanent Indian citizen.
- There should be a regular source of income (job/business).
- The minimum credit score should be 650-700.
- It is necessary to have a source of monthly income
- A mobile number linked with Aadhaar will be required
- You will need a savings account
RBI approved Aadhar card loan app documents | Documents for loan from RBI approved Aadhar card loan app
Documents required to avail loan from Loan App:
- Identification proof (Aadhaar card, PAN card)
- Address proof (Voter ID, Driving License)
- Income Certificate (Salary Slip, ITR)
- Bank Statement (last 3-6 months)
- passport size photo
RBI approved Aadhar card loan app apply|How to take loan from RBI approved Aadhar card loan app
Follow the following steps to avail loan from the Loan App:
- Download the App: Download the loan app from the Google Play Store or Apple App Store.
- Create account : Create an account with a mobile number linked to Aadhaar
- Register (KYC) : Complete the registration process by entering your details.
- KYC Process : Upload your documents like Aadhar Card, PAN Card, etc.
- Select Loan Amount : Select the required loan amount and tenure.
- Submit Application : Apply for the loan by filling in the required details.
- Wait for approval : Receive a notification from the app when your application is approved.
- Receive Loan : After approval, the loan amount will be credited to your bank account.
You can get a loan by following these simple steps, maybe you will definitely see some changes, so whenever you take a loan here, be careful and take the loan very wisely,
RBI approved Aadhar card loan app Customer care | How to contact RBI approved Aadhar card loan app
List of ways to contact loan apps:
- Customer Care Number : Call the phone number given in the ‘Help’ or ‘Customer Service’ section within the app.
- Email : Send mail to the customer support email ID of the app. This information can be found in the ‘Contact Us’ section of the app.
- Chat Support : Use the live chat feature available in the app.
- Website : Visit the official website of the app and use the options given on the ‘Contact us’ page.
- Social Media : Message the app’s official page on Facebook, Twitter, LinkedIn, etc.