ICICI Bank Personal Loan 2025 ICICI Bank offers personal loans to customers with competitive interest rates. You can borrow from ₹50,000 to ₹40 lakhs, depending on your eligibility.
ICICI Bank Personal Loan Interest Rates
- Interest rates typically range from 10.99% to 19% per annum.
- The actual rate depends on factors like your credit score, income, employment history, and repayment capacity.
- Note: Interest rates are subject to change.
icici bank se personal loan kaise le 2025 Eligibility Criteria
- Indian Resident: You must be an Indian citizen residing in India.
- Age: Minimum age is usually 18 years.
- Income: You must have a stable source of income (salaried, self-employed, etc.).
- Credit History: A good credit history (CIBIL score) is essential for loan approval.
- No Default: You should not have any outstanding defaults with other financial institutions.
icici bank se personal loan kaise le 2025 Documents Required
- Identity Proof: Aadhaar Card, PAN Card, Voter ID, Driving License
- Address Proof: Aadhaar Card, PAN Card, Driving License, Utility Bills
- Income Proof:
- Salaried: Salary slips, Form 16, Bank statements
- Self-Employed: Income Tax Returns, Business documents, Bank statements
- Photographs: Two recent passport-sized photographs.
- Other Documents: May vary depending on individual circumstances.
icici bank se personal loan kaise le 2025 Application Process
- Visit the ICICI Bank Website: Go to the official ICICI Bank website.
- Choose “Personal Loans”: Select the “Personal Loans” option.
- Select Loan Type: Choose the type of personal loan that suits your needs (e.g., Home Renovation, Wedding, Travel).
- Check Eligibility: Use the online eligibility calculator to get a preliminary assessment.
- Apply Online: Fill out the online application form with accurate information.
- Upload Documents: Upload the required documents as per instructions.
- Submit Application: Submit the application form.
- Bank Verification: The bank will verify your application and documents.
- Loan Approval: If approved, the loan amount will be disbursed to your account.
