Poonawalla Personal Loan: Do you need money to meet your financial goals? Poonawalla Fincorp can help you! Our loans are fast, easy, and affordable, helping you get the money you need to meet your needs. Loans are given to everyone, take you too
Poonawalla Fincorp Personal Loan 2024
Poonawalla Fincorp Personal Loan | |
Interest rate | Starting at 9.99% per annum |
Loan amount | 1 lakh to Rs 30 lakh. |
Payment period | 1 to 5 years |
Processing charges | Up to 2% of the loan amount |
Poonawalla Fincorp Personal Loan Interest Rates Poonawalla Fincorp Personal Loan Interest Rates
Poonawalla Fincorp offers personal loans starting at an attractive interest rate of 9.99% p.a.
Poonawalla Fincorp Personal Loan Fees Poonawalla Fincorp Personal Loan Fees
Processing charges | Up to 2% of the loan amount |
Mortgage Fees | zero |
Prepayment Fees | zero |
Part prepayment fee | zero |
Late payment fee | 2% per month |
Types of Poonawalla Fincorp Personal Loans
Personal Loan for Chartered Accountants ( CA ).
- Introducing a personal loan scheme specially designed for Chartered Accountants (CA). This scheme is ideal for getting money for personal and business needs like weddings, travel, home renovation, office renovation, professional courses, etc.
Benefits of Loan:
- Higher loan amount up to ₹30 lakh
- Flexible repayment tenure of up to 5 years
- Repayment Period: Up to 5 years
Personal Loan for Company Secretaries ( CS )
Purpose: This personal loan scheme is specially designed for company secretaries. Loans can be used to meet personal and business needs like weddings, travel, and office renovation.
Loan Features:
- Loan Amount: Rs. up to 30 lakhs
- Repayment Period: Up to 5 years
Personal loans for doctors
Specially designed for doctors, these personal loans can help you fulfill your personal and professional dreams. Want to renovate the house? Thinking of expanding the clinic? Need funds for a child’s higher education? These loans provide quick and easy finance to meet all expenses.
Benefits of Loan:
Higher Loan Amount: Rs. Get a loan of up to 30 lakhs to easily meet big expenses.
Long Repayment Period: With a repayment period of up to 5 years, you can easily manage EMIs and reduce your financial burden.
Easy application process: With minimum documents and quick approval, you can get your required amount quickly.
Flexibility in usage: The loan can be used for any of your personal or professional needs.
Eligibility for Personal Loan for Doctors:
- Must be a registered doctor in India
- Should be at least 23 years of age and not more than 65 years of age
- Should have good financial standing and a high CIBIL score
- Income proof and KYC documents should be submitted
Personal Loans for Employed Employees
- Purpose: This is a personal loan scheme for salaried employees that can be used to meet various financial needs related to marriage, medical expenses, home renovation, higher education, etc.
- Loan Amount: Rs . up to 30 lakhs
- Repayment Period: Up to 5 years
Personal Loans for Government Employees
- Purpose: Personal loans for government employees can be used to meet various financial needs related to medical emergencies, purchase of vehicles, purchase of jewellery, travel, etc.
- Loan Amount: Rs . up to 30 lakhs
- Repayment Period: Up to 5 years
Personal Loan for Home Renovation
- Purpose: Applicants can avail of personal loans to meet their home renovation-related expenses like painting, tiling, upgradation, remodeling, repairs, extensions etc.
- Loan Amount: Rs. up to 30 lakhs
- Repayment Period: Up to 5 years
Personal loan for marriage
- Purpose: This loan can be used to meet wedding-related expenses.
- Loan Amount: Rs . up to 30 lakhs
- Repayment Period: Up to 5 years
Personal loan for travel
- Purpose: This loan can be used for travel-related expenses like ticket booking, hotel booking, shopping, etc.
- Loan Amount: Rs . up to 30 lakhs
- Repayment Period: Up to 5 years
Personal Loans for Medical Emergencies
- Purpose: This is a Medilake personal loan that a customer can avail of in case of a medical emergency.
- Loan Amount: Rs . up to 30 lakhs
- Repayment Period: Up to 5 years
Personal Loans for Women
- Purpose: Women can use this loan for education, medical emergencies, marriage expenses, or any other important goal.
- Loan Amount: Rs . up to 30 lakhs
- Repayment Period: Up to 5 years
Poonawalla Personal Loan Eligibility Criteria Poonawalla Personal Loan Eligibility Criteria
- Age: Your age should be a minimum of 22 years and a maximum of 58 years at the time of loan application.
- Employment: You should be full-time employed in Govt, PSU, Multinational, Listed/Non-Listed Public, Private Companies, LLP, Schools or Colleges.
- Work Experience: You should have at least 1 year of work experience with the present job, including 2 months.
- Monthly Income: Your net take-home salary should be ₹20,000 per month or more.
- Citizenship: You must be an Indian citizen.
Documents Required for Poonawalla Personal Loan Documents Required for Poonawalla Personal Loan
- KYC Document: Aadhaar Card / PAN Card
- Address Proof: Passport/Utility Bill/Rent Agreement
- Income document: Latest payslip
- Bank Statement: Bank statement showing last 3 months salary credit
- Employment Proof: Official Email ID Confirmation/Employee ID Card (If Official Mail ID Confirmation is not available)
How to Apply for an Instant Loan Online
- First visit poonawallafincorp.com website
- Then click on the ‘Apply Now’ button
- Fill out the loan form and upload the required documents.
- After approval, the amount will be credited to your bank account.