Aadhaar card personal loan is a convenient and quick way to get a loan from the comfort of your home with fewer documentation. This loan is helpful for people who need money immediately. Here are the key points on how you can get a personal loan using your Aadhaar card:
Aadhaar card loan kaise le mobile se
- Fewer documents: Only Aadhaar card, PAN card, and bank account are required.
- Online application: No need to visit the bank, the loan process is completed online.
- Quick process: The loan is credited to the bank account immediately after KYC.
- Unsecured loan: You do not need to pledge any property.
Documents required to get a loan:
- Aadhaar card
- PAN card
- Salary slip or bank statement (income proof)
- Bank passbook
SBI will provide loan up to Rs 25 lakh for business, check details
Eligibility criteria:
- The applicant must be at least 18 years of age.
- Must be an Indian citizen.
- Aadhaar card and mobile number must be linked.
- Must have a good credit score.
Application process: Aadhaar card loan kaise le
- Visit the bank’s website or download a finance app.
- Fill the online form by providing Aadhaar and PAN number.
- If your Aadhaar and PAN are linked with the bank, you will not have to provide additional documents.
- After verification, the loan amount will be credited to your bank account.
Interest rate and charges: Aadhaar card loan kaise le
- Interest rate: Depends on the loan lending company. Usually, it is higher than a normal loan.
- Other charges: Processing charge, pre-payment charge and penalty for late payment may also be levied.
- While taking a personal loan with Aadhaar card, keep in mind that it should be taken only in times of emergency as the interest rate may be high.
