Bank of Baroda Pre Approved Personal Loan If you are a select customer of Bank of Baroda, you can apply for a free approval personal loan from that bank. Bank of Baroda provides this loan facility to its select customers. Under this loan, you get a personal loan instantly. Through a pre-approved personal loan, you can fulfill your financial needs.
BOB Pre Approved Personal Loan 2025 Highlights
| Loan Name | Bank of Baroda Pre Approved Personal Loan |
|---|---|
| Bank | Bank of Baroda |
| Loan Amount | Up to 5 lakh rupees |
| Loan Tenure | 9 to 36 months |
| Processing Fee | Zero |
| Prepayment Fee | Zero |
| Application Mode | Online/Offline |
| Official Website | www.bobworld.com |
Bank of Baroda Pre-Approved Personal Loan Interest Rate
The interest rate for Bank of Baroda’s pre-approved personal loan is BRLLR + SP + 2.75% per annum.
Bank of Baroda Pre-Approved Personal Loan Amount and Repayment Period
- Loan Amount: ₹25,000 to ₹5,00,000
- Repayment Period: 9 to 36 months
Bank of Baroda Pre-Approved Personal Loan Features
- No prepayment and processing charges
- Stamp duty applicable for loans over ₹50,000
- Unsecured loan (no collateral required)
- Paperless application process
Bank of Baroda Pre-Approved Personal Loan Eligibility
- High CIBIL score and income required
- Savings account with BOB required
- Age between 21 to 60 years
Bank of Baroda Pre-Approved Personal Loan Application Process
- Visit Bank of Baroda’s official website.
Navigate to the Loans section and select Baroda Digital Pre-Approved Personal Loan.
Click on “Apply Now,” review the loan details, and proceed.
Verify OTP and await a call from Bank of Baroda to continue the loan process.
Bank of Baroda Pre-Approved Personal Loan Checking Loan Status
- Visit Bank of Baroda’s official website.
Navigate to the Loans section and select Baroda Digital Pre-Approved Personal Loan.
Click on “Track Loan Status.”
Enter your email ID or mobile number and click “Login” to view your loan status.
